Building High-Yield Investment Portfolios: The Premier Pre-IPO Choice

AlphaWealth Capital Allocation Monthly Report - June 2025

Author: Jenna Ryan

Introduction: The Era of Seeking Certainty and Alpha Generation

June 2025 marks an unprecedented period of complexity in the global investment landscape. As markets navigate through elevated interest rates and geopolitical uncertainties, "certainty plus return elasticity" has emerged as the new paradigm for high net worth investors. Against the backdrop of a cautious Federal Reserve and complex global dynamics, traditional investment strategies face unprecedented challenges.

In this environment, we maintain our commitment to Pre-IPO asset allocation as the cornerstone of our approach, combined with stablecoin technology innovation to create portfolio strategies that offer anti-stagflation properties, geopolitical risk hedging capabilities, and U.S. dollar asset appreciation potential. This represents not merely a rational response to current market conditions, but a forward-looking positioning for future investment trends.

The current investment environment exhibits several distinctive characteristics. First, the traditional 60/40 stock-bond allocation model faces challenges in a high-inflation, high-interest-rate environment, compelling investors to seek new allocation paradigms. Second, escalating geopolitical risks have heightened investor focus on asset safety and liquidity. Third, technological innovation, particularly the rapid advancement of artificial intelligence, presents new growth opportunities for investors. Finally, the regulatory maturation of digital assets such as stablecoins provides investors with new tools and channels.

Against this backdrop, Pre-IPO investment demonstrates unique value proposition. Pre-IPO investment enables investors to participate during the critical period of enterprise

value explosion, capturing return potential far exceeding that of secondary markets. Simultaneously, through the application of stablecoin technology, Pre-IPO investment barriers are lowered and processes simplified, providing participation opportunities for a broader investor base.

This analysis will provide in-depth examination of the current macroeconomic environment, explore the significant breakthrough in stablecoin legislation and its impact on investment models, detail our portfolio construction strategies and risk management frameworks, and share AlphaWealth's brand mission and value

proposition. Through this comprehensive analysis, we aim to provide high net worth investors with valuable investment insights and practical allocation recommendations.

In-Depth Macroeconomic Analysis: Four Major Risks, Dual Opportunities

Amplifying Risks: Four Challenges Testing Investment Acumen

The current global economic environment confronts multiple interconnected challenges, forming a complex risk landscape. As a professional investment

management institution, we must deeply understand the nature and impact of these risks to formulate effective response strategies.

Persistent Inflation and Elevated Interest Rates: Continuing Impact

The inflation landscape in 2025 remains complex. While global inflation has declined from its 2022 peak of 8.62%, it remains significantly above pre-pandemic levels. The International Monetary Fund projects global inflation will decline to 4.2% in 2025 and 3.5% by 2026, but this deceleration remains gradual, far from reaching central bank targets.

Inflation's persistence stems from several structural factors. First, global supply chain restructuring has led to structural cost increases. To reduce geopolitical risks,

enterprises are relocating supply chains from low-cost regions to safer but higher-cost areas, with this "friend-shoring" trend driving up production costs. Second, labor market tightness persists, maintaining wage growth pressures. Third, energy transition costs are gradually materializing, as clean energy infrastructure construction requires substantial investment, potentially elevating energy costs in the near term.

Against this backdrop, Federal Reserve monetary policy faces a dilemma. On one hand, persistent inflation pressures require maintaining restrictive monetary policy; on the other, economic growth deceleration demands more accommodative policy support.

Market expectations for Fed rate cuts in 2025 diverge, with traders anticipating 125 basis points of cuts annually while Fed officials project only 75 basis points. This expectation differential itself represents a significant source of market uncertainty.

The high interest rate environment impacts different asset classes dramatically

differently. For fixed income assets, high rates provide more attractive yields but introduce duration risk. For equity markets, high rates increase corporate financing costs and compress valuation multiples, particularly affecting growth stocks. For real estate markets, high rates directly impact housing demand and real estate investment

attractiveness.

U.S. Fiscal Deficit and Dollar Debt Pressure

America's fiscal condition represents another significant global economic risk source. Despite the Trump administration's introduction of DOGE (Department of Government Efficiency) and other budget-saving measures, results have fallen short of expectations.

The U.S. fiscal deficit remains elevated, with debt-to-GDP ratios continuing to rise.

This fiscal condition poses potential threats to the dollar's long-term status. While the dollar remains the world's most important reserve currency in the short term, persistent fiscal deficits and debt accumulation may gradually erode international confidence in the dollar. This concern is already reflected in some countries' foreign exchange reserve diversification strategies.

Fiscal pressures also limit the U.S. government's policy space for responding to economic crises. During the next economic recession, the U.S. government may be unable to increase fiscal spending on the scale seen during the 2008 financial crisis or 2020 pandemic. This narrowing policy space increases economic vulnerability.

Escalating Geopolitical Conflicts: Global Impact

Geopolitical risks reached new heights in 2025. Taiwan Strait tensions, Middle East conflict escalation, and the ongoing Russia-Ukraine war not only directly affect relevant regions but profoundly impact the global economy.

Taiwan Strait tensions represent one of the geopolitical risks most concerning to investors. Business risk assessment reports indicate that China invasion risks are rapidly intensifying, requiring immediate corporate contingency planning investments. Taiwan's critical position in global semiconductor supply chains means any Taiwan Strait conflict could catastrophically impact the global technology industry. This risk has already prompted many enterprises to begin supply chain diversification deployments.

Middle East conflict escalation is equally concerning. Twenty-seven percent of investors view Middle East military conflicts as the greatest risk. Middle East regional instability

not only affects energy prices but may trigger broader geopolitical turbulence. Energy price volatility directly impacts global inflation levels, subsequently affecting national monetary policies.

A common characteristic of these geopolitical risks is their unpredictability and potential systemic impact. Unlike economic cyclical risks, geopolitical risks often erupt suddenly and are difficult to hedge effectively through traditional risk management tools.

Trade Barriers and Deglobalization Retreat

Globalization's retreat represents another important characteristic of the current economic environment. New global trade restrictions in 2024 were five times the 2010-2019 average, with this trend continuing in 2025. U.S.-China trade tensions, EU tariffs on Chinese electric vehicles, and national export controls on critical technologies are all reshaping global trade patterns.

Increased trade barriers not only directly affect related enterprise costs and revenues but more importantly change global resource allocation efficiency. Enterprises can no longer simply pursue cost minimization but must consider supply chain security and political acceptability. This change elevates global production costs and reduces economic efficiency.

Technology decoupling trends deserve particular attention. In critical areas such as artificial intelligence, semiconductors, and biotechnology, countries are strengthening technology export controls and investment reviews. This technology decoupling not only affects related enterprise development but may lead to declining global innovation efficiency.

Emerging Dual Opportunities: Growth Drivers Amid Challenges

Despite facing numerous challenges, the current economic environment also nurtures important investment opportunities. These opportunities primarily concentrate in technological innovation and industrial restructuring.

AI Revolution Continues Driving U.S. Equity Asset Value

The artificial intelligence revolution is profoundly transforming the global economic landscape, providing investors with unprecedented growth opportunities. U.S.

enterprise AI spending in 2025 is projected to reach $220 billion, with 73% flowing to AI-enhanced applications rather than infrastructure. This structural change indicates AI technology is transitioning from proof-of-concept to large-scale commercial application stages.

AI technology applications are rapidly expanding across industries. In manufacturing, 65% of manufacturing executives believe AI will drive significant optimization in quality control, efficiency, and supply chain management. In financial services, AI is

revolutionarily transforming risk management, customer service, and investment decision processes. In healthcare, AI-assisted diagnosis, drug discovery, and

personalized treatment are becoming reality.

This broad application prospect provides enormous market opportunities for AI-related enterprises. From chip design to software applications, from cloud computing platforms to data services, the entire AI industry chain is rapidly developing. Strong performance from AI leaders like NVIDIA and Palantir represents only the beginning of this trend.

More importantly, AI technology development is creating new business models and value creation methods. Emerging business models such as AI-as-a-Service (AIaaS), intelligent automation, and predictive maintenance are rapidly developing. These new models not only provide growth opportunities for existing enterprises but also offer startups possibilities to disrupt traditional industries.

U.S. Domestic Manufacturing and Infrastructure Renaissance

U.S. manufacturing reshoring and infrastructure upgrading represent another important investment theme. While manufacturing reshoring pace has slowed, this trend has not reversed. The government attracts enterprise relocation to U.S. soil through tax

incentives and subsidies, particularly to traditional manufacturing centers in the Midwest such as Detroit and Cleveland.

This manufacturing reshoring represents not merely simple capacity transfer but manufacturing upgrading and modernization. Newly constructed manufacturing facilities extensively adopt automation technology, IoT devices, and AI systems, representing the future direction of manufacturing development. This smart manufacturing development provides enormous market opportunities for related technology and equipment suppliers.

Infrastructure investment represents another important pillar of American economic renaissance. From traditional road, bridge, and airport construction to emerging 5G networks, electric vehicle charging stations, and smart grid construction, infrastructure investment is comprehensively expanding. These investments not only directly create employment opportunities but establish foundations for long-term economic

development.

Energy infrastructure upgrading deserves particular attention. The United States is vigorously developing renewable energy, constructing smart grids, and promoting electric vehicle charging infrastructure. This energy transition not only helps achieve

carbon neutrality goals but provides enormous commercial opportunities for related enterprises.

Real estate, energy, and industrial sector asset revaluation is underway. With

manufacturing reshoring and infrastructure investment advancement, these traditional industries are experiencing renewed vitality. Investors need to reassess investment value in these industries and identify quality investment opportunities within them.

Stablecoin Legislative Breakthrough: Pre-IPO Liquidity Structure Upgrade

In-Depth Analysis of U.S. Stablecoin Legislative Progress

On May 19, 2025, the U.S. Senate passed the procedural legislation for the "Guidance and Establishment of National Innovation for U.S. Stablecoins Act" (abbreviated as the "GENIUS Act") with a significant majority of 66 votes in favor and 32 against. This marks a historic step in building America's stablecoin regulatory framework. This landmark legislation not only provides clear regulatory guidance for the stablecoin industry but establishes a solid legal foundation for the entire digital asset ecosystem's development.

Core Provisions of the GENIUS Act

The GENIUS Act's core lies in establishing a comprehensive, clear stablecoin regulatory framework. The Act requires all stablecoin issuers to obtain federal or state-level licensing, ensuring compliance and standardization in stablecoin issuance. The licensing system establishment not only protects investor interests but provides institutional guarantees for healthy industry development.

Reserve asset requirements represent another core component of the Act. The legislation mandates that all stablecoins maintain 100% reserves in U.S. dollars, short-term U.S. Treasury securities, or equivalent high-liquidity assets, ensuring 1:1

redemption capability. This requirement significantly enhances stablecoin safety and credibility, providing strong protection for investors. Reserve asset transparency requirements also ensure investors can monitor stablecoin backing asset conditions in real-time.

Payment system integration represents an important innovation in the Act. The

legislation deeply integrates stablecoins into the U.S. payment system, establishing connections with compliant financial institutions and promoting stablecoins to "become mainstream currency." This integration not only improves stablecoin utility but

establishes foundations for broader financial services applications.

The Act also establishes a three-year transition period for foreign-issued stablecoins, protecting existing market participants while providing international stablecoin issuers time to adapt to the new regulatory environment. This gradual regulatory approach reflects American regulatory authorities' pragmatic attitude.

Regulatory Framework Impact on Investment Markets

The GENIUS Act's passage profoundly impacts investment markets. First, it significantly enhances institutional investor confidence in stablecoins. Clear regulatory frameworks eliminate compliance uncertainties, encouraging more institutional investors to include stablecoins in their portfolios.

Second, the Act's passage promotes stablecoin applications in cross-border investment. For international investors, stablecoins provide efficient, low-cost cross-border

investment tools. Compared to traditional bank transfers, stablecoin transfers offer advantages of speed, low cost, and 24/7 availability.

Third, the Act provides legal foundations for stablecoin applications in complex financial products. In Pre-IPO investment, private equity investment, hedge funds, and other areas, stablecoins can serve as efficient settlement tools, simplifying investment processes and improving investment efficiency.

Compliance Requirements and Market Entry Barriers

The GENIUS Act establishes strict compliance requirements that, while raising market entry barriers, ensure healthy market development. Issuers must establish

comprehensive risk management systems, including liquidity management, credit risk management, and operational risk management.

Anti-Money Laundering (AML) and Know Your Customer (KYC) requirements represent important compliance components. Stablecoin issuers must establish effective AML/KYC systems, ensuring fund source legitimacy and preventing money laundering and terrorism financing risks.

Regular audit and reporting requirements ensure stablecoin operational transparency. Issuers must regularly submit financial and risk reports to regulatory authorities and undergo independent auditor audits. While these requirements increase operational costs, they enhance investor confidence.

Stablecoin + Pre-IPO Innovation Investment Model

Model Architecture and Operating Mechanisms

The combination of stablecoins and Pre-IPO investment creates an entirely new investment model. This model's core lies in utilizing stablecoin technological advantages to solve pain points in traditional Pre-IPO investment.

In traditional Pre-IPO investment, investors face complex fund transfers, lengthy settlement cycles, and high cross-border investment barriers. Stablecoin introduction effectively addresses these issues. Investors can use stablecoins for investment, enjoying instant settlement convenience. Fund flows are completely transparent, allowing investors to track fund usage in real-time.

The model's technical architecture is based on blockchain technology, ensuring transaction transparency and immutability. Smart contract usage achieves automated investment agreement execution, reducing manual intervention needs and improving execution efficiency. Multi-signature technology ensures fund security and prevents single-point-of-failure risks.

Investment process simplification represents a key model advantage. Investors need only complete KYC authentication once to participate in multiple Pre-IPO project investments. Fund transfers and settlements are completed through stablecoins, significantly simplifying operational processes.

Core Advantages: Compliance, Efficiency, Liquidity, Cross-Border Friendliness

Compliance represents the model's primary advantage. Based on the GENIUS Act regulatory framework, stablecoin usage has clear legal basis. Investment funds can subscribe through stablecoins, avoiding regulatory barriers in traditional cross-border investment. This compliance not only protects investor interests but provides legal guarantees for fund managers.

Efficiency manifests in multiple aspects. First is settlement efficiency improvement, with stablecoins achieving T+0 settlement compared to traditional T+2 or T+3 settlement, significantly improving capital utilization efficiency. Second is operational efficiency improvement, allowing investors to complete complex investment operations through simple interfaces. Third is management efficiency improvement, enabling fund

managers to conduct portfolio management and risk control through automated tools.

Liquidity advantages primarily manifest in capital flexibility. While Pre-IPO investment itself has certain lock-up periods, stablecoin usage provides investors with more liquidity options. Investors can obtain partial liquidity through secondary market trading or obtain funds through collateralization.

Cross-border friendliness represents an important model feature. For investors from the Middle East, Latin America, Asia, and other regions, stablecoins provide convenient

cross-border investment tools. Investors need not open U.S. bank accounts or conduct complex foreign exchange operations to participate in U.S. Pre-IPO investment.

Risk Control and Investor Protection Mechanisms

Risk control represents an important consideration in model design. We have established multi-layered risk control systems, including technical risk control, compliance risk control, and market risk control.

Technical risk control primarily addresses blockchain and smart contract technical risks. We employ multi-signature technology to ensure fund security, with all smart contracts undergoing professional security audits. Systems establish multiple backups and disaster recovery mechanisms, ensuring service continuity.

Compliance risk control ensures model operations comply with regulatory requirements in various countries. We have established strict KYC/AML systems, conducting identity verification and risk assessment for all investors. We regularly report to regulatory authorities and accept regulatory inspections.

Market risk control primarily addresses Pre-IPO investment-specific risks. We have established strict project screening standards, with only projects passing comprehensive due diligence entering portfolios. We implement diversified investment strategies, reducing single project risk exposure.

Investor protection mechanisms include information disclosure, dispute resolution, and insurance coverage. We regularly disclose portfolio performance and risk conditions to investors. We have established professional dispute resolution mechanisms, ensuring investor rights protection. We also provide insurance coverage for investors, covering technical and operational risks.

Comparative Analysis with Traditional Investment Models

Compared to traditional Pre-IPO investment models, the stablecoin + Pre-IPO model offers significant advantages. In investment barriers, traditional models typically require minimum investments of millions of dollars, while the new model lowers barriers to $100,000, enabling broader investor participation.

In investment processes, traditional models require complex legal documentation and lengthy fund transfer processes, while the new model significantly simplifies processes through smart contracts and stablecoins. Investors can complete investment operations in minutes rather than traditional weeks.

In transparency, traditional model information disclosure is often delayed and insufficiently detailed, while the new model achieves real-time transparency through

blockchain technology. Investors can monitor portfolio conditions anytime and understand fund usage.

In liquidity, traditional models offer very limited liquidity, with investors typically waiting until IPO or acquisition for exit. While the new model cannot completely solve liquidity issues, it provides more options through secondary market trading and innovative liquidity solutions.

In costs, the new model significantly reduces operational costs through technological means, with these savings benefiting investors and improving investment returns.

Portfolio Construction Strategy: Diversified Allocation and Risk Management

Core Pre-IPO Asset Allocation Strategy

In the current complex market environment, Pre-IPO asset allocation requires increasingly refined and professional strategies. Based on in-depth industry research and strict risk control, we have constructed a comprehensive Pre-IPO investment strategy system.

Industry Selection Criteria and Investment Logic

Our industry selection is based on deep analysis of long-term trends and keen insight into short-term opportunities. In artificial intelligence and data technology, we focus on enterprises capable of converting AI technology into actual commercial value. These enterprises typically possess clear business models, predictable revenue growth trajectories, and strong technological moats.

In enterprise AI applications, we particularly focus on solutions dedicated to improving enterprise operational efficiency. Innovative companies in customer service automation, supply chain optimization, and financial analysis often possess high customer stickiness and scalability. These enterprises' revenue models are typically subscription-based, featuring favorable cash flow characteristics.

Investment opportunities in AI infrastructure are equally abundant. As AI applications proliferate, demand for computing power, storage capacity, and network bandwidth will continue growing. Enterprises in AI chip design, cloud computing platforms, and data processing technologies will benefit from this trend. We particularly focus on enterprises with technological leadership advantages in specific segments.

In manufacturing reshoring and industrial technology, we focus on technology

companies capable of helping enterprises achieve smart manufacturing transformation.

Enterprises in industrial IoT, robotics technology, and automation equipment will benefit from manufacturing upgrading and transformation. These enterprises typically possess high technological barriers and strong customer relationships.

Supply chain technology represents another important investment direction. Global supply chain restructuring provides enormous market opportunities for related technology enterprises. Enterprises in supply chain management software, logistics optimization technology, and inventory management systems will help customers address supply chain challenges, possessing strong commercial value.

Project Screening and Due Diligence Framework

We have established strict project screening and due diligence frameworks to ensure investment quality. Financial indicators represent an important evaluation dimension. We require target enterprises to achieve average revenue growth rates of no less than 30% over the past three years, gross margins meeting certain standards (software companies no less than 40%, hardware companies no less than 25%), and positive operating cash flow in the most recent 12 months or clear profitability paths.

Market position assessment represents another key dimension. We require target enterprises' addressable markets to be no less than $10 billion, ranking top three in market segments or possessing unique technological advantages. Enterprises need stable customer bases or rapidly growing user communities, with competitive moats such as technology patents, network effects, or economies of scale.

Management team evaluation is equally important. We require founding teams to possess relevant industry experience and successful entrepreneurial backgrounds, complete core management teams, and controllable key personnel risks. Enterprises need comprehensive corporate governance structures and decision-making

mechanisms, plus reasonable equity incentive plans ensuring management and shareholder interest alignment.

IPO readiness represents our important evaluation standard. We require target enterprises' financial statements to meet listing requirements, clean audit opinions, compliant business operations, and no major legal risks. Enterprises need to anticipate initiating IPO processes within 12-36 months and establish IPO underwriting

relationships with renowned investment banks.

Investment Timing and Exit Strategies

Investment timing is crucial for Pre-IPO investment success. We typically enter after enterprises complete Series B or C funding rounds, when business models are validated, revenue growth is relatively stable, but valuations still have significant upside potential.

Our exit strategies primarily include IPO exits and M&A exits. IPO exits represent our preferred method, typically achieving higher investment returns. We closely track target enterprises' IPO processes, realizing exits at appropriate times. M&A exits represent another important exit method, particularly for enterprises with strategic value but potentially unsuitable for independent listing.

We have also established flexible partial exit mechanisms. After enterprise IPOs, we typically exit in batches, both locking in partial gains and retaining shares to enjoy enterprises' long-term growth. This strategy both controls risk and maximizes return potential.

Diversified Portfolio Design

Allocation Logic for Pre-IPO + REIT + Precious Metals + Stablecoin Tools

Our portfolio design is based on modern portfolio theory, optimizing risk-return characteristics through diversification. Pre-IPO assets serve as portfolio core, providing high growth and alpha generation potential. REITs provide stable cash flow income and inflation hedging functions. Precious metals provide safe-haven functions and

geopolitical risk hedging. Stablecoin tools provide liquidity management and

operational convenience.

For high net worth investors ($1-5 million), we recommend standard allocation: Pre-IPO assets 40-50%, U.S. REITs 20-25%, precious metals 15-20%, stablecoin tools 10-15%, cash and equivalents 5-10%. This allocation ensures growth while balancing stability and liquidity.

For ultra-high net worth investors (above $5 million), we recommend aggressive allocation: Pre-IPO assets 50-60%, U.S. REITs 15-20%, precious metals 10-15%, stablecoin tools 15-20%, alternative investments 5-10%. This allocation emphasizes growth and return potential, suitable for investors with stronger risk tolerance.

Risk-Return Characteristic Analysis of Various Asset Classes

Pre-IPO assets feature high return, high risk characteristics. Historical data shows successful Pre-IPO investments can achieve 5-10x or higher investment returns, but simultaneously face higher failure risks. These assets have poor liquidity, typically requiring 2-5 year investment cycles.

REITs feature moderate return, moderate risk characteristics. REITs typically provide 4-8% annualized returns, including 3-5% dividend yields and 1-3% capital appreciation. REIT volatility is typically lower than stocks but higher than bonds, with good inflation hedging functions.

Precious metals feature low return, low risk characteristics, primarily functioning as asset preservation and risk hedging. Gold's long-term annualized returns typically range 2-4%, but often perform excellently during increased economic uncertainty. Precious metals have low correlation with other asset classes, representing important portfolio diversification tools.

Stablecoin tools feature low return, low risk characteristics, primarily functioning as liquidity management and operational convenience. Stablecoin yields typically match short-term rates, currently approximately 4-5%. Stablecoin advantages lie in high liquidity and operational convenience, enabling investment adjustments anytime.

Dynamic Rebalancing Strategy

We have established systematic dynamic rebalancing mechanisms, ensuring portfolios always align with strategic allocation targets. Regular rebalancing occurs quarterly, primarily adjusting asset class weight deviations. Annual strategic adjustments modify strategic allocation ratios based on macroeconomic environment changes.

Threshold-triggered rebalancing represents our important risk control tool. When single asset class weights deviate from target allocations by more than 5%, we trigger

rebalancing operations. When overall portfolio risk levels deviate from targets by more than 10%, we conduct comprehensive portfolio adjustments.

Event-driven rebalancing primarily addresses major market events. When major geopolitical events, significant Federal Reserve monetary policy shifts, or systemic market risks occur, we promptly adjust portfolios to control risk exposure.

Risk Management and Hedging Mechanisms

Systematic Risk Management System

We have established comprehensive systematic risk management systems, focusing on macroeconomic risks, geopolitical risks, and financial market risks. In macroeconomic risk management, we closely monitor key indicators such as inflation, interest rates, and exchange rates, evaluating their impact on different asset classes.

Inflation risk monitoring represents our risk management focus. We have established inflation sensitivity analysis models, evaluating inflation changes' impact on portfolios.

When inflation exceeds expectations, we increase REIT and precious metals allocations while reducing fixed income asset allocations.

Interest rate risk management is equally important. We have established interest rate sensitivity analysis models, evaluating interest rate changes' impact on portfolios. We manage interest rate risk by adjusting duration and interest rate-sensitive asset allocations.

Geopolitical risk management requires special attention. We have established

geopolitical risk warning systems, focusing on key risk points such as Taiwan Strait situations, Middle East conflicts, and U.S.-China relations. We manage geopolitical risks by increasing safe-haven asset allocations and diversifying geographical risk exposure.

Specific Risk Control Measures

Pre-IPO investment-specific risks require specialized management measures. Liquidity risk represents one of Pre-IPO investment's main risks. We manage liquidity risk through diversified investment terms, maintaining liquidity buffers, and establishing secondary market trading mechanisms.

Valuation risk represents another important risk point. Private company valuations have significant uncertainty; we employ multiple valuation methods for cross-validation, including comparable company valuation, discounted cash flow, and market multiple methods. We also conduct regular revaluations and impairment testing, ensuring valuation reasonableness.

Information asymmetry risk represents Pre-IPO investment's inherent risk. We reduce information asymmetry risk through in-depth due diligence, board seats or observer rights, regular financial reporting requirements, and key indicator monitoring.

Technology risk management primarily addresses stablecoin and blockchain technology applications. We require all smart contracts to undergo professional security audits, employ multi-signature and hardware wallet security measures, establish enterprise-grade cybersecurity protection systems, and continuously track technology

developments while updating systems promptly.

Risk Monitoring and Emergency Response Plans

We have established 24/7 risk monitoring systems, real-time monitoring portfolio risk conditions. VaR models help us calculate portfolio value at risk, setting reasonable risk limits. We regularly conduct stress testing under various extreme scenarios, evaluating portfolio performance under extreme conditions.

We have established multi-layered risk reporting systems. Daily reports primarily monitor risk exposure and key indicators, weekly reports analyze portfolio and market risks, monthly reports provide comprehensive risk management reports and

recommendations, quarterly reports evaluate risk management effectiveness and propose strategic adjustments.

We have formulated emergency response plans for various risk scenarios. Market crash plans include rapid position reduction and safe-haven measures, liquidity crisis plans include emergency liquidity acquisition channels, technical failure plans include system backup and recovery procedures, regulatory change plans include compliance

adjustment measures.

AlphaWealth Brand Mission and Value Proposition

Who We Are: Redefining the Boundaries of Wealth Creation

AlphaWealth was born from profound reflection on traditional investment model limitations. In an era filled with uncertainty, we believe true wealth creation should not be constrained by geographical boundaries, regulatory barriers, or technological divides. Our vision is to become a trusted platform connecting global capital with visionary enterprises, helping high net worth individuals transcend economic cycles and achieve sustainable wealth growth through AI and compliance-driven new financial pathways.

Three Dimensions of Brand Vision

Our global perspective is dedicated to breaking traditional investment geographical limitations, providing borderless capital allocation opportunities for global investors. Whether you are located in New York, London, Singapore, or Dubai, you can equally participate in America's most promising Pre-IPO investment opportunities. We believe quality investment opportunities should not be monopolized by a few due to

geographical location or regulatory complexity.

We embrace the transformative power of financial technology, particularly the

transparency, efficiency, and security improvements brought by stablecoin and

blockchain technology. Through technological innovation, we can provide investors with unprecedented investment experiences: real-time settlement, transparent pricing, global circulation. Technology is not merely our tool but the core driving force for reshaping the investment industry.

We are not merely capital intermediaries but value creators. Through in-depth industry research, strict project screening, and professional post-investment management, we are committed to discovering and nurturing the next generation of great companies. Our success is reflected not only in investment returns but in the contributions our

supported enterprises make to social and economic development.

Core Mission: Discovering the Next Great Company

Our mission is to discover "the next great company" for clients, achieving risk-adjusted alpha in primary markets; and through digital assets and stablecoins, making capital flow more freely and investment choices more certain. This mission reflects our profound understanding of investment essence. True investment is not simple capital allocation but insight into the future and discovery of value.

Excellence in Discovery Capabilities

We have established industry-leading project discovery and screening systems. Through deep cooperation with top venture capital institutions, industry experts, and

entrepreneur networks, we can identify Pre-IPO projects with enormous potential at the earliest opportunity. Our team possesses deep industry backgrounds and keen market insights, capable of precisely identifying true value among numerous projects.

Our project sourcing channels are diversified, including direct enterprise

recommendations, investment institution project sharing, and industry expert

recommendations. We have established deep cooperative relationships with global top venture capital institutions, investment banks, and enterprise incubators, providing us with abundant project resources and quality investment opportunities.

Professional Evaluation System

We employ multi-dimensional evaluation frameworks, focusing not only on financial indicators but emphasizing enterprises' technological innovation capabilities, market positions, management team quality, and sustainable development potential. Our evaluation process is rigorous and comprehensive, ensuring every project

recommended to clients undergoes in-depth due diligence and risk assessment.

Our evaluation team comprises senior professionals from top investment banks, private equity funds, and successful technology enterprises. Team members average over 15 years of relevant industry experience, having deeply participated in hundreds of IPO projects and private investment transactions. This professional background ensures our evaluation accuracy and reliability.

Where Capital Meets Confidence: Making Trust the Currency of Capital

"Where Capital Meets Confidence" - making trust the currency of capital. This is not merely our brand tagline but the core philosophy of our business model. In an investment environment characterized by information asymmetry and difficult risk assessment, trust becomes the scarcest resource. We are committed to building and maintaining this trust through transparency, professionalism, and innovation.

Transparency Commitment

We believe transparency is the foundation of building trust. Through blockchain technology, we can provide investors with unprecedented transparency: investment process transparency, fund flow transparency, project progress transparency, and return distribution transparency. Every investment, every transaction, every decision is traceable, allowing investors to understand their investment status in real-time.

We regularly disclose portfolio performance and risk conditions to investors, providing detailed investment reports and analysis. Our reports include not only financial data but in-depth analysis of market trends, industry developments, and enterprise progress.

This comprehensive information disclosure helps investors better understand investment decisions and risk conditions.

Professional Assurance

Our team brings together senior professionals from Wall Street's top investment banks, renowned private equity funds, and successful technology enterprises. We possess deep industry knowledge, rich investment experience, and keen market insights. We can not only identify quality investment opportunities but provide investors with professional investment advice and risk management services.

We continuously invest in team professional development, regularly participating in industry conferences, professional training, and academic exchanges. We maintain close cooperation with global top business schools, research institutions, and consulting companies, ensuring our professional knowledge and analytical capabilities remain industry-leading.

Innovation Advantage

We are pioneers and innovators in the stablecoin + Pre-IPO investment model. Through technological innovation, we can provide investors with more efficient, convenient, and secure investment experiences. Our innovation is reflected not only at the technology level but in comprehensive innovation across business models, service processes, and client experiences.

We have established dedicated innovation laboratories focused on fintech research and development and application. We maintain close cooperation with top technology companies, blockchain projects, and fintech startups, continuously exploring new technology applications and business models.

The Premier Platform for High Net Worth Investors

In-Depth Target Client Analysis

Our core target clients are high net worth individual investors with assets ranging from $1 million to $50 million. This group possesses unique characteristics and needs. They recognize information gaps and understand that quality investment opportunities are often monopolized by a few. They aspire to enter capital's core circles, obtaining investment opportunities equal to institutional investors.

These investors recognize the professionalism and effectiveness of institutional investment models, willing to entrust funds to professional investment management institutions. They acknowledge their investor identity, possessing certain risk tolerance and investment experience. They see the scarcity of Pre-IPO investment opportunities and understand the value of early participation in quality enterprises.

They are influenced by FOMO (Fear of Missing Out) psychology, worried about missing the next unicorn enterprise investment opportunity. Simultaneously, they possess sufficient financial strength to naturally complete account opening and funding, participating in our investment projects.

Family offices represent our important target client group. These institutions manage ultra-high net worth family wealth, typically with assets exceeding $50 million. They have diversified investment needs, seeking alternative investment opportunities with low correlation to traditional asset classes. They possess long-term investment horizons, capable of bearing Pre-IPO investment liquidity constraints.

Differentiated Competitive Advantages

Our technological innovation advantages distinguish us in competition. We are the industry's first platform to deeply integrate stablecoin technology into Pre-IPO investment. Stablecoin usage significantly improves investment efficiency, achieving instant settlement and greatly shortening investment cycles. Stablecoin transparency provides investors with unprecedented fund flow visualization.

Our professional team advantages are equally prominent. Our investment team possesses deep industry backgrounds and keen market insights, capable of identifying enterprises with enormous potential in early stages. Our risk management team

possesses rich risk control experience, providing comprehensive risk protection for investors.

Our project resource advantages provide abundant investment opportunities. We have established deep cooperative relationships with global top venture capital institutions, investment banks, and enterprise incubators. We have established strict project screening standards and evaluation processes, ensuring every project recommended to investors possesses excellent investment value.

We have established comprehensive compliance systems, strictly adhering to financial regulatory requirements in various countries. Our compliance team comprises professionals from top law firms and regulatory agencies, possessing deep legal backgrounds and rich compliance experience. Our platform complies with regulatory requirements in major financial centers including the United States, European Union, and Singapore.

Corporate Culture and Social Responsibility

Core Value System

Integrity is the cornerstone of our corporate culture. We believe only business

relationships built on integrity can be sustainable. We are honest with clients, truthfully disclosing investment risks and accurately reporting investment returns. We are honest with partners, strictly fulfilling contractual obligations and maintaining cooperative relationships.

Professionalism is our core competitiveness. We require every employee to possess deep professional knowledge and rich practical experience. We continuously invest in employee training and capability enhancement, ensuring our team maintains industry-leading professional standards.

Innovation is the driving force for our continuous development. We encourage

employees to think and try new ideas, supporting technological innovation and business model innovation. We have established an open innovation culture, encouraging cross-departmental cooperation and knowledge sharing.

Client success is our success. We always prioritize client interests, creating value for clients is the fundamental meaning of our existence. We deeply understand client needs, providing personalized solutions.

Corporate Social Responsibility Practice

We are committed to promoting financial inclusion through technological innovation, enabling more investors to participate in quality investment opportunities. We lower

investment barriers, simplify investment processes, providing small and medium investors with investment opportunities equal to institutional investors.

We support innovative entrepreneurial enterprise development through investment and services. We provide not only financial support but comprehensive support including strategic consulting, resource connection, and market expansion. We believe supporting innovation and entrepreneurship means supporting economic development and social progress.

We fully consider ESG (Environmental, Social, Governance) factors in investment decisions, prioritizing investment in enterprises with sustainable development concepts.

We encourage target enterprises to adopt environmental technologies, fulfill social responsibilities, and establish good governance structures.

Investment Recommendations and Action Guide

Next Steps for High Net Worth Investors

Based on our in-depth analysis of current market conditions and forward-looking judgment of future trends, we provide the following specific action recommendations for high net worth investors.

Asset Allocation Optimization Recommendations

In the current market environment, we recommend investors convert portions of liquid U.S. dollars to USD stablecoins, joining our curated fund pools. This conversion not only improves capital utilization efficiency but provides investors with more investment opportunities and better investment experiences.

We recommend high net worth investors allocate 40-50% of portfolios to Pre-IPO assets, participating in U.S. domestic growth cycles and positioning early for the next wave of market capitalization explosion windows. This allocation can both achieve alpha generation and share dividends from American economic recovery and technological innovation.

Simultaneously, we recommend investors combine geopolitical hedging positions, maintaining "offensive and defensive" asset allocation states. In environments of escalating geopolitical risks, appropriate safe-haven asset allocation can provide important portfolio protection.

Specific Investment Process Guidance

For investors interested in participating in our investment projects, we provide simplified investment processes. First, investors need to complete KYC authentication and risk assessment, typically completed within 24 hours. Second, investors can select portfolios suitable for their risk preferences and investment objectives.

Our minimum subscription threshold is $100,000, employing U.S. legal framework fund structures and stablecoin settlement. This structure ensures both compliance and operational convenience. Investors can track investment progress in real-time through our platform, understanding portfolio performance.

Our investment projects primarily concentrate in AI, manufacturing reshoring,

biotechnology, and energy infrastructure Pre-IPO high-potential projects. These projects have all undergone our strict screening and due diligence, possessing favorable

investment prospects.

Risk Assessment and Suitability Analysis

While Pre-IPO investment possesses high return potential, it also carries corresponding risks. We recommend investors fully understand related risks before participating, including liquidity risk, valuation risk, and market risk.

Liquidity risk represents one of Pre-IPO investment's main risks. Investors need psychological preparation that funds may be locked for 2-5 years. We recommend investors use only funds not needed for short-term use in Pre-IPO investment.

Valuation risk also requires attention. Private company valuations have significant uncertainty; investors may face valuation adjustment risks. We control this risk through multiple valuation methods and regular revaluations, but investors still need

appropriate psychological preparation.

Market risk is faced by all investments. Macroeconomic environment changes, industry trend shifts, and competitive landscape evolution may all affect investment returns. We manage market risk through diversified investment and dynamic adjustments.

Second Half 2025 Outlook

Coexisting Market Opportunities and Challenges

Looking toward the second half of 2025, we believe markets will continue presenting coexisting opportunities and challenges. In challenges, inflation persistence, escalating geopolitical risks, and continuing trade frictions will pressure markets. In opportunities, rapid AI technology development, manufacturing reshoring, and clear stablecoin regulation will provide new opportunities for investors.

Federal Reserve monetary policy will be a key factor affecting markets. We anticipate the Fed will begin rate cuts in the second half, but cutting magnitude and pace may be lower than market expectations. This policy environment will differently impact various asset classes; investors need to adjust investment strategies promptly based on policy changes.

AI technology development will continue as an important market driving force. We anticipate AI-related enterprises will continue receiving capital market favor, particularly those capable of converting AI technology into actual commercial value. Investors should focus on investment opportunities in AI application areas.

Long-Term Value of Pre-IPO Investment

From a long-term perspective, Pre-IPO investment possesses important strategic value. As global economic digital transformation and technological innovation acceleration continue, more innovative enterprises with enormous potential will emerge. These enterprises often have lower valuations in early stages, providing investors

opportunities to achieve alpha generation.

Stablecoin technology applications will further enhance Pre-IPO investment

attractiveness. As regulatory frameworks improve and technology matures, stablecoins will become important Pre-IPO investment tools, providing investors with more efficient and convenient investment experiences.

We believe investors capable of grasping Pre-IPO investment opportunities will occupy advantageous positions in future wealth creation. Through early participation in quality enterprise growth, investors can not only achieve substantial investment returns but share dividends from technological innovation and economic development.

Conclusion: AlphaWealth's Commitment and Vision

In this era of transformation and opportunity, AlphaWealth is committed to becoming the most trusted partner for high net worth investors. We are not merely an investment platform but a value creation ecosystem. Through our professional capabilities, technological innovation, and global perspective, we help investors discover and capture the most promising investment opportunities.

Our commitment is to provide every client with exceptional investment experiences and superior investment returns. We will continue upholding values of integrity,

professionalism, and innovation, continuously improving our service quality and investment capabilities. We believe through our efforts, we can help more investors achieve wealth growth and life goals.

Looking forward, we will continue deepening professional advantages in Pre-IPO investment, expanding our project resources and cooperative networks. We will continue investing in technological innovation, providing investors with more advanced and convenient investment tools. We will strengthen global deployment, providing quality investment services to investors in more regions.

We invite every visionary investor to join our platform, participating together in this exciting investment journey. Let us discover the next great company together, creating our own wealth legend.

Contact Us

If you are interested in our investmentopportunities or wish to learn more aboutAlphaWVealth, please contact us to obtainexclusive asset allocation solutions and ou$1,299 value whitepaper.“How to Capture 2025 QualityEnterprise Pre-lPo Opportunities."

Our AlphaWealth Capital public partnership recruitment program is now open, with a minimum subscription threshold of $100,000, employing U.S. legal framework fund structures and stablecoin settlement. Our investment projects cover AI, manufacturing reshoring, biotechnology, energy infrastructure, and other Pre-IPO high-potential areas.

Let us together create our investment legend in this era of opportunity.

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This article is written by the AlphaWealth Research Team, authored by Jenna Ryan. The content is for informational purposes only and does not constitute investment advice. Past performance does not guarantee future results. All investments carry risk, including potential loss of principal. Please consult with qualified financial advisors before making investment decisions.

Risk Disclosure: Pre-IPO investments are speculative and involve substantial risk of loss. These investments are suitable only for sophisticated investors who can afford to lose their entire investment. Liquidity is limited, and there is no guarantee of returns. Regulatory changes may affect investment outcomes.

Compliance Notice: This material is intended for distribution only to qualified investors in jurisdictions where such distribution is permitted. AlphaWealth is committed to compliance with all applicable securities laws and regulations.